Last updated: 2026-09-08

Advertising Disclosure

How advertising works on Money.Holdings — and how we keep it separate from our calculators.

Our Advertising Model

Money.Holdings is a free resource supported by clearly labeled, non-intrusive advertising. We do not sell user data. We do not accept payment for calculator placement, rankings, or recommendations.

What You'll See

  • Display ads — Banner/rectangle placements in sidebars and between content sections
  • Native ad units — Clearly marked "Sponsored" content in designated slots
  • No pop-ups, interstitials, or auto-play video ads
  • No ads inside calculator input areas or result cards

Ad Labeling

All advertisements are clearly distinguished from editorial content:

  • Labeled "Advertisement" or "Sponsored"
  • Visually distinct border/background (glass morphism with subtle accent)
  • Never styled to mimic calculator UI or result cards
  • Placed in consistent, predictable locations

Advertiser Independence

Advertisers have zero influence over:

  • Calculator formulas, assumptions, or default values
  • Which calculators are featured or promoted
  • Editorial content, FAQs, or methodology
  • Calculator rankings or comparisons
  • Correction decisions

Ad Networks & Partners

Ads on this site are served by Google AdSense. We do not use Taboola, Outbrain, or other content-recommendation networks, and we don't accept direct-sold ads outside Google's platform.

  • Personalized ads only run if you accept the "Advertising" category in our cookie banner
  • If you decline (or haven't chosen yet), any ads shown are non-personalized — contextual only, based on the page topic rather than your browsing history
  • Google may set cookies (e.g. IDE, DSID) for personalized ads once you opt in — see our Cookie Policy for the full list
  • You can change your choice anytime via

Financial Product Ads

If financial product advertisements appear (mortgages, credit cards, investments):

  • They are clearly labeled as advertisements
  • Rates/terms shown are the advertiser's, not our calculator defaults
  • We do not verify advertiser rates — always check the provider's official offer
  • Clicking an ad takes you to the advertiser's site (we don't intermediate)
  • See our Affiliate Disclosure for commission details

User Experience Commitments

  • Ads never block calculator functionality
  • Ads never slow down calculator interactions (lazy-loaded)
  • Maximum 2 ad slots per calculator page
  • No ads on legal/policy pages
  • Easy to dismiss (if dismissible)

Reporting Inappropriate Ads

If you see an ad that violates these standards (misleading, offensive, malicious, or imitating our UI):

  1. Screenshot the ad
  2. Note the page URL and approximate position
  3. Email ads@money.holdings

We investigate within 24 hours and block violating advertisers/networks.

Ad-Free Option

We may offer a supporter tier in the future for completely ad-free access. Core calculators will always remain free and fully functional with ads.

Contact

Advertising questions: ads@money.holdings