How we handle your data, and what we ask before anything non-essential runs.
Your financial inputs and calculation results never leave your browser. Every calculator runs entirely in client-side JavaScript — we have no server that receives, stores, or could leak the numbers you type in. No accounts, no logins.
Separately, this site may use Google Analytics (aggregate usage stats) and Google-served advertising — both use cookies, and both are off by default. They only turn on if you actively opt in through the cookie banner shown on your first visit, and you can change your choice anytime from this page or the Cookie Policy.
The only data processed by our servers are standard HTTP request logs required for security and service operation:
These logs are retained for 30 days for security monitoring and DDoS protection, then automatically purged. They are never linked to individuals or used for analytics.
country — Stores your selected country (US/UK/AU) for 1 year to remember your preferencetheme — Stores light/dark mode preference for 1 yearOff unless you say yes. On your first visit, a cookie banner asks whether we can set:
Decline either or both and they simply never load. Change your mind anytime via or the Cookie Policy.
Two categories of external request happen on this site:
We don't process personal data for the calculators themselves, so most GDPR rights (access, rectification, erasure, portability) don't apply there. Where analytics/advertising cookies are involved, our legal basis is your explicit consent via the cookie banner — you can withdraw it at any time via , which takes effect immediately. Contact legal@money.holdings with other requests.
We do not sell personal information for money. If you opt into advertising cookies, Google's ad personalization may qualify as "sharing" for cross-context behavioral advertising under CPRA — you can opt out (or simply never opt in) via , which acts as your Do Not Sell/Share request.
We collect no personal information for the calculators. If you opt into analytics or advertising cookies, those services are engaged only with your consent and can be withdrawn at any time via .
Money.Holdings is not directed at children under 13 (or 16 in EU/UK). We do not knowingly collect any data from children. If you believe a child has provided data (which is technically impossible on our platform), contact us and we will purge any associated logs.
We may update this policy as regulations evolve. Material changes will be noted in ourCorrections Policyand the "Last Updated" date above will change. Continued use constitutes acceptance.
Privacy questions: legal@money.holdings