Track your complete financial picture — assets minus liabilities. See breakdowns by category and monitor progress over time.
Your assets
| Name | Category | Value |
|---|---|---|
| Checking Account | Cash | $5,000.00 |
| Savings Account | Cash | $15,000.00 |
| 401(k) / IRA | Retirement | $75,000.00 |
| Brokerage Account | Investment | $30,000.00 |
| Home Value | RealEstate | $350,000.00 |
| Car | Vehicle | $20,000.00 |
Your liabilities
| Name | Category | Value |
|---|---|---|
| Mortgage | Mortgage | $280,000.00 |
| Student Loan | StudentLoan | $25,000.00 |
| Car Loan | AutoLoan | $12,000.00 |
| Credit Card | CreditCard | $3,000.00 |
Track your financial health
Calculate your net worth by listing assets and liabilities. Track your financial position and monitor progress over time.
Calculate your net worth by listing assets and liabilities. Track your financial position and monitor progress over time.
The calculation uses industry-standard financial mathematics to provide accurate estimates. Our methodology is transparent and based on established formulas.
Our calculations use standard financial formulas and are accurate for the inputs provided. However, real-world conditions (fees, rate changes, taxes) may cause variations.
Use this calculator for educational planning and rough estimates. For major decisions, consult qualified professionals who can review your complete financial situation.
Net worth = Total Assets - Total Liabilities. Provides category breakdowns for analysis.
Disclaimer: Asset valuations are estimates. Market values fluctuate. This is a snapshot, not financial advice.
Disclaimer
This calculator provides estimates for educational purposes only. Results are based on the inputs you provide and standard financial formulas. They do not constitute financial, investment, tax, or legal advice. Consult a qualified professional before making financial decisions.
Assets are things you own with value: cash, investments, retirement accounts, real estate, vehicles, and valuable personal property. Use current market values, not purchase prices.
Liabilities are debts you owe: mortgages, student loans, credit cards, auto loans, personal loans, and any other obligations. Use current outstanding balances.
Yes. Your home is an asset at its current market value, and your mortgage is a liability. Including both gives a complete picture. Some people track "investable net worth" excluding home equity.
Monthly or quarterly is ideal. It helps track progress toward financial goals and catch issues early. This calculator makes it easy to update and compare over time.
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