← Money Scenarios🏠 Mortgage & Home

What's the monthly payment on a £290,000 home?

A £290,000 home with a 20% down payment financed over 30 years at today's typical rate — here's what actually shows up as a monthly payment.

Total monthly payment

£1,004

Principal & interest
£955
Property tax
£0
Insurance
£48
Total interest over 30 years
£169,963

Assumptions used

  • £290,000 home price, 20% down
  • 5.2% interest rate, 30-year term

Property tax and insurance rates vary significantly by location — this uses a national-average estimate. A 20% down payment also means no mortgage insurance is required, which isn't the case for every buyer.

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Terms used here

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