Estimate your UK State Pension based on your National Insurance qualifying years.
5 more qualifying year(s) would get you to the full pension.
Disclaimer
This calculator provides estimates for educational purposes only. Results are based on the inputs you provide and standard financial formulas. They do not constitute financial, investment, tax, or legal advice. Consult a qualified professional before making financial decisions.
A tax year in which you paid (or were credited with) enough National Insurance contributions — through work, self-employment, or credits like Child Benefit or Carer's Credit.
The new State Pension requires a minimum of 10 qualifying years to receive any payment at all. Below that threshold, you get nothing from the State Pension regardless of how close you came.
35 qualifying years is the number needed for the full new State Pension. Each year above the 10-year minimum adds a proportional share until you reach the full amount at 35.
Check your State Pension forecast at gov.uk/check-state-pension, which shows your National Insurance record and an estimate of your actual entitlement — this calculator is for quick "what if" scenarios only.
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