Make better decisions
with your money.
Calculators and tools designed to help you understand your money, plan your future, and see exactly where you stand.
Financial Calculators
A collection of carefully designed tools.
Compound Interest Calculator
See how your investments grow with compound interest over time
Retirement Savings Calculator
Project your retirement savings with employer match and inflation
Mortgage Payment Calculator
Calculate monthly mortgage payments including taxes, insurance, and PMI
CAGR Calculator
Calculate the compound annual growth rate between a start and end value
Net Worth Calculator
Track your assets and liabilities to calculate net worth
Loan Payment Calculator
Calculate payments for any loan with full amortization schedule
What do you want to calculate?
🏠Mortgage & Home
Plan payments, affordability, and payoff strategy for your home.
Mortgage Payment Calculator
Calculate monthly mortgage payments including taxes, insurance, and PMI
Open CalculatorMortgage Overpayment Calculator
See how extra payments reduce your mortgage term and interest
Open CalculatorMortgage Affordability Calculator
Determine how much house you can afford based on income and debts
Open CalculatorDown Payment Calculator
Compare down payment sizes side by side to see the effect on your loan, PMI, and total interest
Open CalculatorRefinance Calculator
See if refinancing your mortgage is worth it, including the break-even point on closing costs
Open CalculatorBuy vs. Rent Calculator
Compare the true long-term cost of buying a home against renting and investing the difference
Open CalculatorRent Affordability Calculator
Find the maximum rent you can afford based on your income and existing debts
Open Calculator💵Salary & Pay
Convert between pay periods and understand what a number actually means.
Salary Calculator
Convert between hourly, daily, weekly, monthly, and annual pay
Open Calculator🔥 PopularPaycheck Calculator
Calculate take-home pay after federal income tax, Social Security, and Medicare
Open CalculatorUS vs UK vs Australia Take-Home Pay Comparator
See how the same salary figure nets out after tax in the US, UK, and Australia, side by side
Open Calculator"Am I Paid Fairly?" Salary Comparator
See how your salary compares to the real median for your occupation, sourced from official government wage data
Open Calculator🧾Taxes
Country-specific tax and duty calculators — built for local rules, not translated from another market.
🏖️Retirement Planning
Project your nest egg and a safe withdrawal rate.
Retirement Savings Calculator
Project your retirement savings with employer match and inflation
Open Calculator401(k) Calculator
Project your US 401(k) balance at retirement including employer match and IRS contribution limits
Open CalculatorRoth vs. Traditional IRA Calculator
Compare a Roth IRA against a Traditional IRA based on your tax rate now versus in retirement
Open CalculatorSocial Security Calculator
Estimate your Social Security benefit at different claiming ages, from 62 to 70
Open Calculator💳Loans & Debt
Understand payments, schedules, and total interest owed.
Loan Payment Calculator
Calculate payments for any loan with full amortization schedule
Open CalculatorAmortization Schedule
Detailed breakdown of each payment with extra payment options
Open Calculator🔥 PopularDebt Payoff Planner
Compare avalanche vs snowball methods to pay off debt faster
Open CalculatorAuto Loan Calculator
Calculate car loan payments including trade-in value and down payment
Open CalculatorDebt Consolidation Calculator
See whether consolidating multiple debts into one loan actually saves you money
Open Calculator📊General Finance
Net worth, budgeting, and everyday financial clarity.
Net Worth Calculator
Track your assets and liabilities to calculate net worth
Open CalculatorBudget Calculator
Analyze your spending with the 50/30/20 budgeting rule
Open CalculatorInflation Calculator
Calculate future cost, purchasing power, and whether your income is outpacing inflation
Open Calculator📈Investment & Wealth
Model growth, compounding, and long-term wealth scenarios.
Compound Interest Calculator
See how your investments grow with compound interest over time
Open Calculator"What If?" Wealth Simulator
Monte Carlo simulation for wealth projection with confidence bands
Open CalculatorCAGR Calculator
Calculate the compound annual growth rate between a start and end value
Open CalculatorDollar-Cost Averaging Calculator
Compare investing a lump sum all at once versus spreading it out over time
Open CalculatorDividend Reinvestment Calculator
Project portfolio growth from dividend income, with or without reinvestment
Open Calculator💰Savings Goals
Set targets and track progress toward what you’re saving for.
🪙Live Markets
Real-time prices that update automatically — no inputs required.
Live Cryptocurrency Prices
Track the top 50 cryptocurrencies by market cap, updating automatically every minute
View Live PricesLive Currency Exchange Rates
Convert your local currency against 9 major world currencies, refreshed automatically
View Live PricesLive Precious Metals Prices
Track gold, silver, platinum, and palladium prices per troy ounce, updating automatically
View Live PricesCrypto Fear & Greed Index
Track crypto market sentiment from Extreme Fear to Extreme Greed, updating automatically
View Live PricesTrending Cryptocurrencies
See which cryptocurrencies are most searched right now, updating automatically
View Live PricesGlobal Crypto Market Cap
Track total crypto market cap, 24h volume, and Bitcoin dominance, updating automatically
View Live PricesAd space
Best US Stock Brokers & Trading Platforms
Commission-free trading is now standard — what actually separates these platforms is minimums, tools, and who they're really built for.
Fidelity
- $0 commission on US stocks, ETFs & options
- $0 account minimum
- Deep research tools and no account fees — strong for long-term investors
Charles Schwab
- $0 commission on US stocks/ETFs ($0.65/contract options)
- $0 account minimum
- 2,000+ commission-free ETFs, plus banking & advisory in one account
Robinhood
- $0 commission on stocks, ETFs & options
- $0 account minimum
- Simplest mobile-first app, fractional shares
New accounts depositing $10+ can get a free stock worth $5–$200 — terms change often, confirm at signup
Open AccountWe may earn a commission if you open an account through these links, at no extra cost to you. Affiliate disclosure
Best US Credit Cards
Five well-known cards covering the main use cases — flat cashback, rotating categories, travel points, and a 0% APR option — so you can match the card to how you actually spend.
Chase Sapphire Preferred
- $95 annual fee
- 5x points on Chase Travel, 3x dining/streaming/groceries, 2x other travel
- Flexible, transferable travel points
75,000 bonus points after spending $5,000 in the first 3 months
View OfferCiti Double Cash
- $0 annual fee
- 2% flat cash back on everything (1% on purchase + 1% as you pay it off)
- ~18-month 0% intro APR on balance transfers
$200 cash back after $1,500 spend in 6 months (per third-party reporting)
View OfferDiscover it Cash Back
- $0 annual fee
- 5% cash back on rotating quarterly categories (up to $1,500 spend, activation required), 1% elsewhere
- Discover matches all cash back earned in year one
We may earn a commission if you're approved through these links, at no extra cost to you. Affiliate disclosure
📖Financial Dictionary
50 terms in plain English, each with a real worked example.
APR (Annual Percentage Rate)
The yearly cost of borrowing, including interest and most fees, expressed as a single percentage.
Look it upCompound Interest
Interest calculated on both the original amount and the interest already earned.
Look it upNet Worth
Everything you own minus everything you owe.
Look it upEmergency Fund
Cash set aside specifically to cover unexpected expenses without going into debt.
Look it upDebt-to-Income Ratio (DTI)
The share of your gross monthly income that goes toward debt payments.
Look it upLoan-to-Value Ratio (LTV)
The loan amount as a percentage of the asset's value.
Look it up🧭Money Scenarios
14 real questions, each answered by the calculator behind it.
How much house can I afford on $75,000 a year?
Affordability isn't just "3x your salary" — lenders weigh your existing debts, down payment, and the going interest rate together.
See the answer🏠 Mortgage & HomeIs it cheaper to rent or buy if staying put 7 years?
The answer flips on the holding period — buying wins over the long run, but renting-and-investing the difference can win over a short one.
See the answer💰 Savings GoalsHow big should my emergency fund be on $5,000 a month?
The right target is 3-6 months of essential spending, not savings — the two are usually very different numbers.
See the answer💳 Loans & DebtHow long to pay off $8,000 in credit card debt?
At a typical card APR, minimum payments alone can take a decade — a fixed extra payment changes that dramatically.
See the answer📈 Investment & WealthWhat does investing $500 a month for 30 years turn into?
Most of the final balance ends up being growth, not the money actually put in — that's the entire point of starting early.
See the answer🏖️ Retirement PlanningWill $1,000,000 be enough to retire on?
It depends entirely on what income that balance needs to replace — the number alone doesn't answer the question.
See the answer📰News
Real events, explained, then run through the actual calculator.
The Fed Cut Rates Half a Point — What It Means for a Mortgage
The Federal Reserve cut its benchmark rate by 0.50 points, its first cut since 2020 — here's the mechanism, and what a rate move like this could do to a mortgage payment.
Read & calculateInflation Cooled in 2024 — "Cooled" Still Means Compounding
US inflation came down a long way from its 2022 peak — but a lower rate still means prices keep climbing. Here's what that does to what your money actually buys.
Read & calculate❤️Financial Health Check
One guided flow, scoring where you actually stand.
Cash Flow
What comes in vs. what goes out
Net Worth
What you own minus what you owe
Debt
How much, and how fast it clears
Emergency Fund
How many months you could cover
The Numbers Get More Interesting From Here
Fortunes won and lost overnight, corporate collapses, world rankings, and outrageous million-dollar sales.
Some people made millions.
Then lost it all.
20 real, sourced stories — lottery jackpots that ended in hitmen, icons who danced into bankruptcy, and people who slept in subway bathrooms before building billion-dollar empires.
The world, ranked by money.
12 rankings, every number sourced — the richest countries, the highest paychecks, the biggest fortunes made and lost. See exactly where you'd stand.
Empires this big weren't supposed to fall.
10 real case files — the banks, billion-dollar frauds, and dynasties that collapsed completely. Every number sourced, every case verified.
Somebody paid millions for this.
50 real sales across 10 categories — sneakers, sealed video games, trading cards, watches, cars, art, and more. Every price sourced, every story ranked most expensive first.
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Client-Side Calculations
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